Just like an annual physical, it’s important to do an “Annual Loan Review.” Your loan may be your biggest debt, so it’s critical to keep up-to-date on the answers to these five crucial questions:
1. What can you do now to stop paying mortgage insurance and save $200/mo.?
2. What is your current credit score and what can you do now to improve it so you can lower your house payment?
3. What can you do now to lower your interest rate and lower your house payment?
4. What can you do now to shorten your loan term so to become debt-free faster?
5. What can you do now to take out some equity from your home and use it to improve your personal wealth?
The next time you are in a conversation with a friend, family member or neighbor who is talking about their home loan, remember the future belongs to those who prepare, and I am prepared to help you and the people you care about. Call or text and we’ll start right away. Together we’ll make the future better than ever!
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